2012 AURA Employee Benefits

Your benefits.... At-A-Glance... Medical Insurance Dental Insurance Voluntary Vision Insurance Vision Exam Benefit Flexible Spending Accounts Life & Accidental Death & Dismemberment Insurance Long Term Disability Insurance Short Term Disability Insurance Life Assistance Plan Secure Travel Services Will Preparation Program Retirement Savings Plans United Pet Care Vacation and Time Off Tuition Reimbursement

Employee Resources: 2012 Open Enrollment Newsletter 2012 Premium Rates 2012 Benefits Guide NOAO-South Employees, click here Helpful Links: Benefit Eligible Employees Non-Benefit Eligible Employees

Forms FSA Enrollment FSA Claim Reimbursement Salary Reduction Agreement Life Insurance Beneficiary Designation Business Travel Insurance Beneficiary Designation Fidelity Beneficiary Designation TIAA-CREF Beneficiary Designation

Medical Insurance

Medical insurance coverage is provided to regular full-time employees and regular part-time employees working at least 20 hours per week.

• Tucson, AZ -- CIGNA
• Sunspot, NM -- CIGNA
• Chile -- CIGNA International

Spouses and dependent children up to age 26 are eligible. AURA pays 100% of the monthly premium for full-time employee coverage, and employees pay a portion of the dependent premium for covered dependents. Eligible part-time employees pay a portion of their own and their dependent premiums.

Dental Insurance
Dental insurance coverage is provided to regular full-time employees and regular part-time employees working at least 20 hours per week.

• Tucson Only -- Employer's Dental Service--Prepaid Plan
• Worldwide -- MetLife -- PDP Indemnity Plan

Spouses and unmarried dependent children under the age of 19 (or up to age 26, if unmarried) are also eligible. AURA pays 100% of the monthly premium for full-time employee coverage and employees pay a portion of the dependent premium for covered dependents. Eligible part-time employees pay a portion of their own and their dependent premiums.

Voluntary Vision Insurance

A voluntary vision plan is offered through United Healthcare Specialty Benefits to regular full-time employees and regular part-time employees working at least 20 hours per week.

To access the Vision Plan Out of Network Claim Form, click here.

Vision Exam Benefit

Each AURA employee and dependent enrolled in the CIGNA OAP may utilize any Ophthalmologist or Optometrist and receive an Eye Exam annually for $20.00 co-payment (benefit is limited to one exam annually per member). The member would need to make full payment at the time of exam and then complete a CIGNA Medical Claim form for reimbursement of 100% less $20.00 co-payment.

To access the CIGNA Medical Claim Reimbursement Form, click here.

Flexible Spending Accounts

Flexible spending accounts are a way of making pre-tax payroll deductions for qualified medical and/or dependent care expenses

To access the Flexible Spending Account claim form, click here.

Life & Accidental Death & Dismemberment Insurance

   Basic Life and Accidental Death & Dismemberment Insurance--Employer Paid

• Full-time regular staff: 1 x annual base salary up to $250,000; $40,000 minimum coverage.
• Part-time regular staff: 1 x annual base salary up to $250,000; $20,000 minimum coverage.

   Voluntary Term Life Insurance

• Purchase from $10,000 up to $500,000 or seven times employee's salary in $10,000 increments
• Purchase 50% of employee amount for the spouse
• Purchase $10,000 for each eligible child (pay only one premium for eligible dependent children)

   Voluntary Accidental Death & Dismemberment Insurance

• Purchase from $10,000 up to $500,000 or seven times salary in $10,000 increments
• Purchase 50% of employee amount for the spouse

Long Term Disability Insurance

In the event you become disabled for over 180 days, the LTD plan will provide regular full-time employees with the following benefits after a one-year waiting period:

• Domestic Employees--60% of basic monthly earnings*
• International Employees--66²/₃% of basic monthly earnings*

      *Maximum benefit of $6,000/month

Short Term Disability Insurance

In the event you become disabled for over 13 days, the STD plan will provide regular full-time employees with the following benefits:

• 100% Employer Paid
• 60% of weekly earnings*
• Benefits continue for up to 24 weeks

      *Maximum benefit of $1,385/week

Life Assistance Plan




Secure Travel Services

CIGNA Secure Travel Services is a free program made available to regular full-time employees and their families through CIGNA Group Insurance.

Will Preparation Program

CIGNA's Will Preparation Program is a free program made available to regular full-time employees and their families through CIGNA Group Insurance.

Retirement Savings Plans

Money Purchase Pension Plan--401(a) funded entirely by AURA.

• 10% of employee's base salary is contributed bi-weekly.
• 100% immediate vesting.

Tax Sheltered Account--403(b) funded by employee contributions.

• Employees can contribute up to 100% of their salary or $16,500 in 2010.
• Employees over age 50 can contribute an additional $5,500 as a "catch-up" provision.

Deferred Compensation Plan--457(b) funded by employee contributions.

• Eligibility applies to fulltime employees who are considered "highly compensated" ($115,000 for 2012).
• Employees must be contributing the maximum permissible amount for your age to the 403b plan
  • $17,000 if you are under age of 50 OR $22,500 if you are age 50 or over.

United Pet Care

Voluntary Employee Paid Pet Healthcare Discount Program members can enjoy:

• No claims forms
• No exclusions due to genetic or pre-existing conditions
• No exclusion due to age
• No deductibles
• No referrals necessary to participating specialists
• No limit to the number of office visits

Choice Program::

• No Charge annual exams ($25 office visit applies)
• No charge annual vaccines ($25 office visit applies)
• 20-25% savings on other procedures

Choice Program	Bi-weekly Premiums
One pet	$4.57
Two pets	$8.72
Three pets	$12.78
Each additional pet	$4.02

Select 2000 II Program:

• $25 office visits
• 20% savings on procedures

Select  2000 II	Bi-weekly Premiums
One pet	$3.78
Two pets	$7.15
Three pets	$10.48
Each additional pet	$3.32

Vacation and Time Off

Vacations accrues at the rates below.

Years of Service	Hours/Month	Bi-Weekly Accrual
1-2	8	3.69 hours
3-5	12	5.53 hours
5 and over	16	7.38 hours

16 hours per month from date of hire

Tuition Reimbursement
AURA supports work-related education and training for regular, full-time employees by refunding 100% of out-of-pocket tuition costs for grades of A or B and 50% for a grade of C. Reimbursement is limited to six credits per semester. Approval must be obtained in advance of registering. To access the Application for Tuition Refund, click here.

Domestic Partner Policy
Medical, Dental, and Voluntary Vision Insurance Coverage is available for Domestic Partners of employees. Medical, Dental, and Voluntary Vision Insurance plans that cover AURA employees, are available for Domestic Partners of employees. The Domestic Partners must be in an exclusive, committed relationship that meets certain criteria to be considered a spousal equivalent. A notarized affidavit available from the AURA Human Resources Office must be completed, and supporting documentation presented in order to qualify. Additionally, there are certain tax consequences to receiving these benefits. To access the Domestic Partner Policy click here.

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For more information, contact Monica Burriss, HR Generalist @ 1.520.318.8563 or mburriss@aura-astronomy.org

The information contained on this and linked pages is designed to highlight AURA benefit plans. It is not intended to contain all of the information an individual may need to understand the provisions of each plan and to make benefit coverage decisions. As such certificates of insurance, provider network directories and descriptive brochures issued by participating insurance or investment companies should be reviewed prior to making benefit plan selections. Individuals should contact Human Resources with specific questions.